A look at our Private Money Lending Program
PRIVATE LENDING PROGRAM
12%
Higher interest paid on your investment of $30k
5 years
Fixed rates - your return is guaranteed and your funds are deployed for 5 years
$30k
$30k is our standard investment amount
what do we do
- We borrow private money over a 60-month term to purchase very low loan-to-value properties.
- We then sell houses as-is to lease option/land contract buyers who are interested in our owner-financing program. Our company offers homeownership programs to credit-challenged buyers who cannot qualify for a bank loan on their own.
- This service allows families to become homeowners today when they could not have otherwise. This provides instant profitability, an equity cushion in case of further market downturns, and automatic wealth building.
GOALs:
To provide our investors with above-average returns
provide our buyers with the opportunity to become a homeowner
Can I use my IRA/401K to lend?
Certainly! Some of our investors are already doing this. You should have control over where your investments go from your IRA or 401k, and you can transfer any IRA or 401k that you own into a self-directed IRA. There should be no penalty for doing this because you are not taking a distribution; you are simply changing the administrator to one that allows you to self-direct where the funds go. By doing it this way, you can make all of your gains tax-deferred without relying on someone else to get you 8%-12% fixed returns day in and day out.
Equity Trust Company (no affiliation) can send you a FREE Information Packet via their website at www.trustetc.com to learn how easy it is. You simply fill out a form and send them your last statement. They do the rest and transfer your funds to your new account. The entire process only takes approximately two weeks.
The information on this site has been written by Porchlight Homes to provide useful information, tips, and strategies to individuals who are considering entering into private lending transactions secured by real estate. It assumes a basic understanding of private lending transactions' terms, processes, and documents.
DISCLAIMER
Before investing, consider Porchlight Homes investment objectives, risks, and associated costs or expenses. Real estate investments are not guaranteed or insured, and past performance does not guarantee future performance.
Please ask questions and ask for more information before considering any investment.
We are not a law or tax firm and do not provide legal or tax advice. Please consult professionals for these types of services. The materials in this guide should be used for general guidance and informational purposes only.
Ready to get started? Contact me and we will create a plan that works for both of us.
Email Address
Mailing Address
1416 S Main st
Adrian, mi 49221
Phone Number
517-258-0087